Interest rate reduced from 3.904% to 3.234%. Payment reduced by $155.99, Principal FORGIVEN $194,900.00 plus client receives monthly incentive of $83.33 which is accrues and is applied to principal on the anniversary of the modification every year for 5 years.

This client received a substantial principal reduction of $196,777.73! Her monthly payments were also lowered from $2,428.67 a month to $1,681.99.

This Client received a loan modification offer which reduced his monthly payment from $2,118.88 to $2,065.60 on a $291,941.13 loan.